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Swimming Pool Heaters: Types, Costs, Pros & Cons

Author: Susanna

Mar. 03, 2026

9 0 0

Swimming Pool Heaters: Types, Costs, Pros & Cons

Do I Really Need a Swimming Pool Heater?

It’s a sunny day, your pool looks amazing… but the water is freezing. We’ve all been there. The sun might be blazing, but your pool still feels like an ice bath.

Bobiller contains other products and information you need, so please check it out.

That’s where swimming pool heaters come in. Whether you're planning to swim in early spring, late fall, or just want more comfort on cooler days, a pool heater can make a huge difference.

But do you need one? How much do they cost? And what kind is best for your pool? Let’s break it all down.

What Are the Main Types of Swimming Pool Heaters?

There are three main types of heaters used for inground pools:

  • Solar pool heaters
  • Electric heat pumps
  • Gas pool heaters (natural gas or propane)

Each works differently and comes with its own pros, cons, and price points. Let’s explore.

How Do Solar Pool Heaters Work?

Solar pool heaters use roof-mounted solar panels to absorb heat from the sun. Pool water is pumped through these panels, warmed, and returned to the pool.

To use one effectively, you’ll need:

  • Plenty of direct sunlight
  • Enough roof or ground space for the solar panels

As a general rule, solar panels need to cover between 50% and 100% of your pool's surface area. So, if you have a 16' x 40' pool (that’s 640 square feet), you may need anywhere from 320 to 640 square feet of solar panel space. That could look like an array of panels measuring 8' x 40' or more, depending on how much heating you want and how much sun your area gets.

This is why solar heaters work best in sunny climates with ample roof space—or open areas where panels can be installed on the ground nearby.

Cost to run:

About $80–$200/year, mostly for the pool pump electricity to circulate the water through the heater.

Cost to install:

Typically $2,500–$6,500+ with professional installation (recommended).

Pros:

  • Eco-friendly and energy-efficient
  • Long lifespan (15–20 years)
  • Low operating cost
  • May qualify for solar tax credits

Cons:

  • High upfront cost
  • Slower to heat
  • Weather-dependent
  • Takes up a lot of space
  • May require permits and inspections
  • You may need to get a bigger pool pump

What About Electric Pool Heat Pumps?

Electric pool heat pumps pull heat from the air and transfer it to your pool water, think of them as a pool’s version of a reverse A/C unit. They don’t generate heat like a gas heater; instead, they move existing heat from the outside air into your pool.

Because of that, they work best when air temperatures are above 55°F. In milder climates, electric heat pumps are an excellent, efficient way to maintain consistently warm water through much of the year. Some newer models, especially those with scroll compressors or inverter tech, can still perform well in cooler conditions, but they’re not made for freezing temps.

If you like the idea of “set it and forget it” heating and don’t need your water warmed up fast, a heat pump could be your pool’s best friend.

Cost to run:

$120–$200+/month, depending on location and usage.

Cost to install:

$3,000–$7,000+, including professional setup.

Pros:

  • Energy-efficient
  • Lower monthly costs than gas
  • Environmentally friendly
  • Long lifespan (10–20 years)
  • Great for mild climates

Cons:

  • Slower heating speed
  • Doesn’t work well below 55°F
  • Higher upfront cost than gas

How Do Gas Pool Heaters Work?

Gas pool heaters burn either natural gas or propane in a combustion chamber to quickly heat copper coils, and as water flows through these coils, it gets warmed fast. That water is then returned to your pool at a higher temperature.

Unlike solar or heat pump systems, gas heaters don’t rely on the sun or outside air temperatures. That means they work in just about any weather, day or night, which makes them especially popular in cooler climates or for pool owners who want to heat water on-demand.

Hosting a party this weekend? You can turn your gas heater on the day before and have warm water by the time your guests arrive. But that power and convenience come at a cost, gas heaters tend to be the most expensive option to run long-term, especially if you're using propane.

Cost to run:

$200–$850+/month, especially if used daily or with propane.

Cost to install:

$2,000–$6,000, depending on size and connection needs.

Pros:

  • Fast heating
  • Works any time of day and in colder climates
  • Lower upfront cost than solar or heat pumps

Cons:

  • Shorter lifespan (~5 years)
  • Less energy-efficient
  • More expensive to run long-term
  • Not eco-friendly

With multiple sizes and features to choose from, pricing can vary. Want a clearer idea of what your pool might cost? Try our Design and Price tool below.

What Size Pool Heater Do I Need?

Pool heaters are sized in BTUs (British Thermal Units). A good rule of thumb is:

50,000 BTUs per 10,000 gallons of water

For example, a 20,000-gallon pool needs at least 100,000 BTUs.

Larger heaters warm water faster, but also cost more. Your ideal size depends on pool volume, how quickly you want heat, and how often you plan to use the heater.

Are Swimming Pool Heaters Worth It?

That depends on how and when you want to swim.

You probably need a heater if:

  • You live in a colder climate
  • You want to swim in spring and fall
  • Your pool is indoors or enclosed
  • You prefer warm water year-round
  • People sensitive to cold will be using the pool

You might not need one if:

  • You live in a warm climate
  • You’re okay with seasonal swimming
  • You don’t mind cooler water

Still unsure? You can always install a heater later, many pool owners do.

Are There Any Budget-Friendly Ways to Heat a Pool?

If you're not ready to commit to a full heater, there are a few DIY or low-cost ways to warm your water:

  • Use a solar pool cover (it traps heat and reduces evaporation)
  • Try solar rings (like floating mini-covers)
  • Remove nearby shade (trees, umbrellas, etc.)
  • Shield your pool from wind (with fences or landscaping)
  • Use solar heating mats (best for small pools)

And no, boiling water from the stove won’t help. Please don’t try it.

Solar pool cover

How Much Should I Expect to Spend on Swimming Pool Heaters?

Here’s a quick comparison:

For more information, please visit swimming pool heat pump manufacturer&distributor.

Final Takeaway

Swimming pool heaters can stretch your swim season, increase comfort, and make spontaneous swims way more enjoyable. Whether you go solar, electric, or gas depends on your budget, climate, and preferences, but the good news is, there’s a great option for just about every pool owner.

Still on the fence? Reach out to your installer or local pool pro to chat through what makes sense for your backyard setup.

Frequently Asked Questions

How much does it cost to install a swimming pool heater?

  • Gas heater: $2,000–$6,000
  • Electric heat pump: $3,000–$7,000+
  • Solar pool heater: $2,500–$6,500+

Keep in mind that professional installation is recommended for safety and performance.

What size swimming pool heater do I need?

A general rule is 50,000 BTUs for every 10,000 gallons of water.
Example: a 20,000-gallon pool needs at least a 100,000 BTU heater. Bigger heaters warm water faster, but cost more upfront.

Can I install a pool heater later?

Yes, many pool owners wait until after their first season to decide. Just let your builder know you’re considering one so they can prep the plumbing in advance. Adding a heater later is common and totally doable.

Which swimming pool heater lasts the longest?

  • Solar heaters: 15–20 years
  • Electric heat pumps: 10–20 years
  • Gas heaters: Around 5 years

Lifespan depends on usage, maintenance, and local conditions. 

From the Author

I’m Cristian Shirilla, Director of Marketing at River Pools and co-owner of a fiberglass pool installation company in Virginia. I wrote this article because over the years, I’ve seen how much a swimming pool heater can change the overall experience of owning a pool. For some families, it’s the difference between a short swim season and months of extra enjoyment. My goal here is to help you understand the real costs, trade-offs, and benefits so you can decide whether a heater makes sense for your backyard.

From the Manufacturer  

At River Pools, we manufacture fiberglass pools for homeowners across a wide range of climates, from warm southern regions to places with shorter swim seasons. Because of that we realize there’s no one-size-fits-all answer, but there is a right answer for your climate, usage, and budget.

If you’re considering a swimming pool heater as part of your project, the best next step is to talk with an independently owned and operated installer in your area. They can evaluate your yard, energy options, and local climate to help you choose the system that fits your goals, not just your pool.

Ready to start the conversation?

Lifespan depends on usage, maintenance, and local conditions.

Heat Pump Swimming Pool Heaters

A heat pump is a device that uses a small amount of energy to move heat from one location to another. Heat pumps used for heating pools transfer heat from the outdoors into the water. Unlike gas heaters that require natural gas or propane, they use heat that is already available and just move it from one place to another, thereby using a cleaner heat via electricity, producing no carbon monoxide.

Why Use a Heat Pump for Water Heating?

Reason #1: You Want to Use Your Pool Year-Round

Heat pumps are perfect for use in warmer climates! Heat pumps are most efficient when they’re heating outdoor air that’s above 50 degrees Fahrenheit. Anything below 50 and a heat pump does start to lose efficiency. In fact, heat pumps work more efficiently the warmer the air temperature gets.

Reason #2: Heat Pumps Yield Better Energy Savings

If you want to save on your energy bill, heat pumps provide great value.

Think of a gas heater as a muscle car and a heat pump as a bike. A gas heater will definitely heat your pool faster, but you’ll pay a price for it when the energy bill comes. On the other hand, a heat pump will provide an even and consistent heat once it reaches your ideal temperature, operating with much less effort. The U.S. Department of Energy confirms that if you run an average heat pump year-round at 85 degrees, you’ll experience up to $400 a year in energy savings.

Reason #3: Some Heat Pumps Can Cool Your Pool, Too!

If you’re in the market for a heater, you’re probably already invested in your pool, and making it an enjoyable experience. Why not go the extra mile?

A premium heat pump model won’t just heat your pool, but also keep the water cooler when the weather is too hot outside.

As the pool water circulates through the pool pump, it passes through a filter and the heat pump heater. The heat pump heater has a fan that draws in the outside air and directs it over the evaporator coil. Liquid refrigerant within the evaporator coil absorbs the heat from the outside air and becomes a gas. The warm gas in the coil then passes through the compressor. The compressor increases the heat, creating a very hot gas that then passes through the condenser. The condenser transfers the heat from the hot gas to the cooler pool water circulating through the heater. The heated water then returns to the pool. The hot gas, as it flows through the condenser coil, returns to liquid form and back to the evaporator, where the whole process begins again.

Higher efficiency heat pump pool heaters usually use scroll compressors versus the reciprocal compressors of standard units.

Heat pump pool heaters work efficiently as long as the outside temperature remains above the 45ºF–50ºF range. The cooler the outside air they draw in, the less efficient they are, resulting in higher energy bills. However, since most people use outdoor pools during warm and mild weather, this usually isn't an issue.

You should have a trained pool professional perform a proper sizing analysis for your specific pool to determine pool heater size.

Sizing a heat pump pool heater involves many factors. Basically, a heater is sized according to the surface area of the pool and the difference between the pool and the average air temperatures. Other factors also affect the heating load for outdoor pools, such as wind exposure, humidity levels, and cool night temperatures. Therefore, pools located in areas with higher average wind speeds at the pool surface, lower humidity, and cool nights will require a larger heater.

Heat pump pool heaters are rated by Btu output and horsepower (hp). Standard sizes include 3.5 hp/75,000 Btu, 5 hp/100,000 Btu, and 6 hp/125,000 Btu.

To calculate an approximate heater size for an outdoor swimming pool, follow these steps:

  1. Determine your desired swimming pool temperature.
  2. Determine the average temperature for the coldest month of pool use.
  3. Subtract the average temperature for the coldest month from the desired pool temperature. This will give you the temperature rise needed.
  4. Calculate the pool surface area in square feet.
  5. Use the following formula to determine the Btu/hour output requirement of the heater:

Pool Area x Temperature Rise x 12

This formula is based on 1º to 1-1/4ºF temperature rise per hour and a 3-1/2 mile per hour average wind at the pool surface. For a 1-1/2ºF rise multiply by 1.5. For a 2ºF rise multiply by 2.0.

For an outdoor pool, use the following tables to help estimate your annual heat pump pool heater costs and savings compared to using an electric resistance or a gas pool heater.

Table 1 estimates annual heat pump pool heating costs by location, by water temperature, and with or without using a pool cover.

Table 1. Costs by Location of Heating Outdoor Pools with a Heat Pump*

LOCATION SEASON TEMPERATURE 78° 80° 82° Miami 1/1–12/31 $ $ $ w/ cover 1/1–12/31 $293 $409 $559 Phoenix 3/1–10/31 $927 $ $ w/ cover 3/1–10/31 $49 $116 $158 Dallas 4/1–10/31 $491 $ $ w/ cover 4/1–10/31 $123 $191 $279 Atlanta 4/1–10/31 $ $ $ w/ cover 4/1–10/31 $211 $279 $395 Los Angeles 5/1–10/31 $ $ $ w/ cover 5/1–10/31 $116 $211 $327 Kansas City 5/1–10/31 $974 $ $ w/ cover 5/1–10/31 $198 $279 $368 New York 5/1–9/30 $ $ $ w/ cover 5/1–9/30 $143 $204 $273 Chicago 5/1–9/30 $ $ $ w/ cover 5/1–9/30 $143 $204 $266 Denver 5/1–8/31 $ $ $ w/ cover 5/1–8/31 $95 $136 $204 Boston 5/1–8/31 $ $ $ w/ cover 5/1–8/31 $164 $225 $320 Minneapolis 6/1–9/30 $899 $ $ w/ cover 6/1–9/30 $136 $170 $259 San Fran 6/1–8/31 $ $ $ w/ cover 6/1–8/31 $129 $225 $327 Seattle 6/1–8/31 $ $ $ w/ cover 6/1–8/31 $204 $293 $382

*Figures based on a 1,000 square foot, outdoor pool heated with an air to water heat pump with an average COP of 5.0 at $./kwh.

Table 2 estimates the savings for every $ in annual pool heating costs using a heat pump pool heater compared to using an electric resistance or gas pool heater with an efficiency of 55% (baseline).

Table 2. Annual Savings Comparisons of
Gas and Electric Pool Heaters*

EFFICIENCY ANNUAL COST COST W/ 5.0 COP HEAT PUMP SAVINGS Gas Pool Heater 55% $ $700 $300 60% $915 $700 $215 65% $845 $700 $145 70% $785 $700 $85 75% $732 $700 $32 Electric Resistance 100% $ $200 $800

*Based on an electric resistance heated pool, which costs $1,000 per year at an electric cost of $./kwh, and using a gas pool heater with a 55% efficiency (baseline) at a cost of $1.09/therm. A seasonal average COP of 5.0 was used to determine heat pump savings.

For more R32 Monoblock Dc Inverter Heat Pumpinformation, please contact us. We will provide professional answers.

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